Benefits to our LIC Agents

Here's a a comprehensive list of genuine benefits which LIC Agents enjoy.

Consistent Remuneration.

  • It is not a one time commission on a sale made by you.
  • It provides you the royalty income through out the term of policy.
  • As long as policy holder pays the Premium you will get the commission.
  • Moreover this commission is hereditary i.e. it will be paid to your nominees even after your death.
  • The remuneration will be paid to you in the form of Commission as percentage of premium collected through the policies sold by you.

Attractive Commission.

  • Commission Structure First year Commission: 25% + 10% bonus commission ( total 1st yr commission is 35%)
  • 2nd and 3rd year of policy: 7.50%
  • 4th year onwards: 5%

As Years passes by your Renewal Commission keeps on increasing there by assuring you a pension for the next 20 to 25 years when you stop working or to your family on your death.


  • Agents are entitled to get the gratuity at age 60 years after serving for minimum 15 years.
  • At present the Maximum Gratuity amount payable is Rs.2,00,000/- depending up on the amount of renewal commission

Additional Benefits.

  • Office Allowance to maintain your own office.
  • Telephone/Mobile bill reimbursement.
  • Reimbursement of Sales Promotional Gift items.
  • Interest free advance for purchase of Car/Motorbike.
  • Interest free advance for purchase of office equipments.
  • Interest free advance for Training.
  • Interest free Festival Advance.
  • Housing loan at concessional rate of interest.
  • Term Insurance and Mediclaim benefits.


Please Note : You can also become CCA agent and get a stipend of 7000/- from LIC.

To know more

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